Maximum discount allowed under SRO 2023
| Document Type |
Discount Rule (SRO 2023) |
| SPA (Non‑HDA) |
Up to 25% discount allowed (Table A – First Schedule) |
| SPA (HDA – Developer Sale) |
No discount allowed (Table B – First Schedule) |
| Loan Agreement (Principal – Table A) |
Up to 25% discount allowed |
| Loan Agreement (Subsidiary Instrument) |
Up to 25% discount allowed |
| Loan (HDA Financing – Table B) |
No discount allowed |
| Tenancy (Second Schedule)
i
|
No discount allowed |
| Lease (Second Schedule)
i |
No discount allowed |
Common additional costs (not included)
- Disbursements (searches, land office/company searches, registration/filing fees, printing/courier, etc.)
- Stamp duty (government duty) for SPA / loan / DOA documents
- Developer / management consent and administration fees (if applicable)
- State authority / JMB / MC charges (arrears clearance, consent, confirmation letters, etc. if applicable)
- Bank-related charges (processing, valuation, MRTA/MLTA, etc. bank-specific)
- If the property is sold without individual/strata title, the transaction commonly involves a Deed of Assignment (DOA) (and for financing, often a Loan Agreement cum DOA)
Service Tax (SST 8%) is excluded from this calculator output.
