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Home Loan Payment & Amortization Calculator
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Home Loan Payment & Amortization Calculator

Loan input mode
RM 0 /mo
Base instalment (excluding extra payments)
Extra Payment (Prepayment Simulator)
Choose a strategy. Only the relevant fields will show.
Example: Select “One-off lump sum”, set Amount = 10,000 and Month = 50.

Monthly payment: Principal (blue) + Interest (orange) = Total payment

Cumulative paid: Principal (blue) + Interest (orange) = Total paid (top)

Key figures

Purchase price
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Loan amount
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Down payment (cash)
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Total Cash Paid
i
—
Total interest
i
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Interest / Loan
i
—
Total Loan Paid
i
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Principal–Interest Crossover
i
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Interest Saved
i
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Time Saved
i
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New payoff month
i
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📋 Amortization schedule — click row for accumulated pie
Month Base Extra Total Payment Principal Interest Balance